Many life insurance companies require you to take a medical exam to qualify for coverage. It depends on the amount of life insurance you are requesting, your age, and the insurance company. A life insurance medical exam will typically mean you’ll have to give a sample of blood and urine, and an examiner will measure your height, weight, and blood pressure. If you don’t want to go through with an exam, then there are other options. There are some life insurance carriers that offer instant issue term life insurance with no medical exam required. You answer a few simple questions to get a free quote online. If you like your rates, you can apply online and get approved for your life insurance policy in as little as 15 minutes, if you qualify.
This no exam life insurance coverage is offered through life insurers that are rated “A” (Excellent) by A.M. Best for financial strength. You can even pay your first premium online with a credit card and get your policy “In Force” today. Every policy comes with a 31 day money back guarantee, no questions asked. It is a great option for people who are afraid of needles or someone who wants coverage quickly without the hassle of a medical exam.
If you need coverage today, or just don’t want to take a medical exam or blood tests, this is the solution for you. It’s the quickest, easiest term life insurance policy available online. Compare rates now.
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