Final Expense

Final expense life insurance is affordable life insurance for seniors and it is designed to cover your final expenses. It is permanent life insurance, which means your coverage will last for your lifetime and your premiums will never increase. There is no medical exam or tests. You just have to answer a few health questions to qualify.

Features of final expense insurance:

• Whole Life Insurance
• No Medical Exam
• Ages 50 to 85
• $3,000 to $50,000 o face values

What If I Have Health Problems?

If you have more serious pre-existing conditions, you can still qualify for a guaranteed issue life insurance policy. The benefits are graded, which means your beneficiaries won’t receive the full death benefit until year three, but this is an excellent option if you have been turned down for life insurance before.