At 52 years old your life insurance needs have probably changed a lot since you were in your 20s, 30s, and 40s. You might need less life insurance because your children are grown and on their own now or maybe you’ve paid off your mortgage. Or maybe you need more insurance because your children are just starting to enter college or maybe you’ve bought a bigger house. Either way, you can still find affordable life insurance at 52 years old. If you are looking for term life then you should know that you can still qualify for a 30 year term life insurance policy if you are in good health. That means that you will have insurance coverage until you are 82 years old.
Here’s an idea of what you might pay for term life and whole life insurance coverage at 52 years old. These are example quotes based on a preferred health rating for a non-smoker.
$250,000 30 Year Term Life Insurance
Male: $1350 per year
Female: $910 per year
$250,000 Whole Life Insurance
Male: $4000 per year
Female: $3200 per year
For the most accurate rates, get a free quote today.
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Good article. Very well written