No Medical Exam

Long gone are the days when you have to go through a full physical exam to get a life insurance policy. No needles, no peeing in a cup, and no tests . Life insurance policies without a medical exam allows you to purchase a life insurance policy right from the comfort of your home.

Features

• Up to $500,000 of term life insurance coverage
• No medical exam- just answer a few health questions
• Instant coverage, if you qualify
• Print your policy off from home

Are there any drawbacks?

You must be in general good health go qualify for a life insurance policy without a medical exam. You can have some blood pressure or cholesterol issues (if they are being controlled by less than 1 prescription), but no major pre-existing health issues are accepted. The premiums on this type of policy are also higher because the insurance company is taking a risk by not making you go through a complete medical exam.

If you don’t want to go through the hassle of a life insurance exam and you don’t need more than $500,000 worth of life insurance, then this policy might be right for you.