Life Insurance at Age 78
If you are shopping for life insurance quotes at
then you should know that you are getting very close to the maximum age to attain
life insurance coverage. There are several highly rated carriers who will insure
you at this age, but if you don't get coverage soon, then it will be too late.
At the age of 78 you probably want a simple policy to help cover the costs of a
burial and other final expenses. These policies are simplified issue whole life
insurance policies. This means that it does not require a medical exam and the
premium is level for the rest of your life. This is very important at your age
because you don't want to be faced with increased premiums as you get older.
If you are a smoker or if you have
pre-existing health conditions, such as heart problems, a previous stroke or cancer
treatment, or diabetes, you can still qualify for coverage. Many companies offer a
type of policy called "Guaranteed
Issue Life Insurance," where you are virtually guaranteed to be approved. All
you have to do is fill out an application and answer some basic health history
questions. You can usually be approved and have coverage in place in as little as a
couple of days.
If you need life insurance coverage at the age of 78, then be sure to get a
quote today to compare multiple rates. You can view
quotes from some of the nation's best carriers and see which one has the lowest
premium for your particular needs. Remember that all life insurance carriers have
different rates, so it pays to compare.
If you prefer to receive your rates over the phone, call toll free to speak with an
experienced professional agent at 888-475-6099. An experieced agent will
review your options to ensure that you get the most competitive quote for your age
and your overall needs.