Life Insurance Quotes



Universal Life Insurance

Universal life insurance is a type of permanent insurance. It is similar to and developed from whole life insurance, which has level premiums and a cash value feature. One main difference is that universal life insurance is more flexible than whole life in two ways:

  1. The death benefit and usually the premium payment are flexible. The death benefit can be increased or decreased without surrendering the policy or getting a new one.
  2. Premium payments can be made anywhere from the minimum amount required to keep the policy going, up to a maximum as required by IRS rules.

With universal life, the death benefit will last as long as you pay the premiums.

Get a free no obligation quote for universal life insurance and compare multiple quotes from the nation's highest rated carriers. Remember that all life insurance carriers have different rates, so it pays to compare.